SPRING 2008

Notes &
Reminders

CCSD will be closed in observance of the following holidays:

Easter
Saturday, March 22

Memeorial Day
Saturday, May 24
and
Monday, May 26

4th of July
Friday, July 4
and
Saturday, July 5

Monthly Staff Meeting
The Main Office will delay opening until 9:00 am on the 2nd Wednesday of every month. This ensures that all staff can attend monthly training sessions.
However, the drive-up will open as usual at 7:30 am.

www.ccsdfcu.org

CCSD 
Federal Credit Union
218 Prescott Avenue
PO Box 2087
Elmira Heights, NY 14903-0087
607-733-4624

Lobby Service:
M,T,W,F 8am - 5pm
Th 8am–6pm

Drive-Up Service:
M,T,W 7:30am – 5:30pm
Th. & F 7:30am – 6pm

Saturday Drive-Up & Lobby
8:30am– Noon

Horseheads Branch Office
501 Gardner Road
Horseheads, NY 14845
607-796-2671

M–F 9:30am –5:30pm
Drive-Up ATM 24/7

Southport Branch Office
1707 Cedar Street
Elmira, NY 14904
607-734-6280

M-F 9:30am – 5:30pm

 Officials
Board of Directors
Marian Rutty, Chairman
Michael W. Edwards, Vice Chairman
Joseph Roman, Treasurer
Joseph Gublo, Secretary
Theresa Banfield, Member
Bob Lynough,
Member
Richard Merritt, Member
Robert Watts, Member
Peggy Woodward, Member


 Supervisory Committee
Judith McInerney, Chairman
Michael Cuomo,
Member
Donald Hulslander,
Member
Bob Lynough, Member
Marian Rutty, Member

Credit Advisory Board
David Cheplick, Chairman
Alan Hutchinson, Secretary
Stephan Bowen, Member  

Senior Officers
James S. Stracuzzi , President/CEO
Stephan W. Bowen, VP, Lending
Michele M. Corby, VP Finance/COO
Kathy L. Dilmore, VP, Business Image/Dev.

Members Only!
Williams Auto Group Sale

When: April 25th & 26th

Where: Williams Toyota, 906 North Elmira Street, Sayre, PA, Williams Auto Group, 200 Spring Street, Sayre, PA and Williams Honda, Rte. 220, Milan PA

What: All new vehicles on Williams lot will be specially priced. If they don’t have the car you want they’ll get it for you. Used vehicles will be $500 off ticketed price.

CCSD loan officers will be at all Williams locations during regular hours. If you would like to be pre-approved for a loan feel free to stop by any office.

**Members taking advantage of
this sale will receive . . .

.50% off the regular loan rate

Rates as low as 4.25%apr for 60mos.

**Offer subject to credit worthiness. Rate is subject to change without notice.


Shred Day

CCSD is offering a shred day for all of our members. May 3rd from 10:00am-12:00 Noon has been designated the day to bring your confidential material to CCSD at 218 Prescott Avenue and have it disposed of securely.

This event is available for personal use only. It will be offered free of charge to all CCSD members.


45th Annual Meeting

CCSD Federal Credit Union’s annual meeting will be held on Wednesday, April 23rd at El Monte Inn Restaurant. All CCSD offices and drive ups will be closing at 5:00pm on that date.

Hors d’oeuvres will be served at El Monte’s beginning at 5:30pm. Business will be discussed, the introduction of new Board Members and door prizes will be offered throughout the course of the meeting. All members of CCSD are invited to attend. We would love to see you there!


The CEO Corner

In this our forty-fifth year of service to the membership. CCSD is proud to announce the expansion of the Horse-heads Office.

The Board and management have been working for many months to develop a floor plan to meet the growing needs of current and future members in the Horseheads area.

Construction will begin as soon as weather permits on both an increased office space and a two lane drive up facility. The addition, will more than double the size of the current structure.

Though access and traffic patterns will change, we will remain open during the majority of construction.

Our Horseheads staff will do their best to serve the membership while construction is in process but there will be delays and interruptions. We ask for your patience and understanding as we strive to bring to you a new full service facility.

We also stand ready to serve your financial needs at our Elmira Heights and Southport locations.

We anticipate a completion and rededication date in early November.

Jim Stracuzzi
President/CEO


VISA Credit Card

Effective April 4, 2008 there will be a change in foreign transactions.

Currently, a 1.0% fee is assessed on all international transactions when a currency transaction occurs. Effective April 4, 2008 the fee will remain at 1.0% when Visa performs the currency conversion. When Visa is not required to perform the currency conversion, the fee will be 0.8%.

If you have any question please call our VISA department at 607.733.4624.


Loan Rates | Account Rates

For up-to-the minute savings account and loan rates, please visit www.ccsdfcu.org or call (607) 733-4624


Everyday Hero Awards

Area high school students and their parents can look forward to the 3rd Annual Everyday Hero’s event sponsored by CCSD Federal Credit Union. Teachers nominate five students per week over a five week period. Each student wins a $100 U.S. Savings Bond. CCSD will give away a grand total of $2500 in Savings Bonds. Then, one of the students is selected to win the Grand Prize—$500.00 in cash, hopefully to be put towards the pursuit of higher education. CCSD will randomly draw the winner in early June.

Students are chosen based on their community and school involvement, including mentoring and kind gestures, etc. This event is co-sponsored with WENY-Newschannel 36 Television.


CUNA Mutual Group
Mailings

Your membership at CCSD affords you many benefits. In an effort to make sure that our members are aware of those benefits CUNA Mutual does several mailings on our behalf throughout the year.

These mailings offer such products as life insurance, auto/homeowners insurance and accident insurance (AD &D). These products are offered through our partnership with CUNA Mutual.

We believe in your financial security, that’s why we’ve made available these important insurances to help protect your future. As part of our family, you can get valuable insurance protection at affordable group rates.

For more information about these types of products, visit our website at www.ccsdfcu.org and click on the Members Financial Network link at the bottom of the page. If you wish to speak to someone please use the numbers listed below, as CCSD does not offer these products through our office locations.

Life Insurance
1.877.636.2377
Accident Insurance (AD & D)
1.877.636.2377
MEMBERS Auto & Home
Insurance
1.888.589.6002


Reward Points for Debit Purchases

CCSD has introduced ScoreCard Reward Points for gift and travel awards when using your debit card. These points are given when you make a purchase and rather than using your PIN number, you choose the “credit” option and sign for the purchase.

Your next Scorecard statement will be mailed in April and will include a gift catalog. The catalog will show you items that are available at different point levels. There is also a travel catalog, to be mailed in the May Scorecard statement.

Remember for every $3 spent using your debit card, you will receive 1 reward point. You can view and order from a large selection of items by using the link for the ScoreCard Reward Program on our homepage (www.ccsdfcu.org).

Looking for the perfect gift for a wedding or graduation?  

Don’t forget we sell
VISA Gift Cards.  

They are fast, easy and available at all offices.


National Credit Union Youth Week

National Credit Union Youth Week is April 20 – April 26. Every time our Kirby Kangaroo or CU Succeed members make a deposit into their account, they can fill out a slip and get a chance to win $100. All week long we will give out treats to our youth members who stop into any CCSD office. So bring our younger members in to say “hello” and make a deposit into their account. They just might be the lucky $100 winner!

Join Us for a Party

To wrap up National Credit Union Youth Week, all Kirby Kangaroo members are invited to a PARTY on Saturday, April 26th from 10:00am– 11:30am at the Main Office in Elmira Heights. Kirby himself will be there to see all of his friends. There will be lots to do and treats for everyone. So…bring your Kirby Kangaroo members in to get their faces painted, have some treats, play some games and say “hello” to Kirby. He can’t wait to see everyone!!

 Last Updated: April 18, 2008


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CCSD Federal Credit Union
218 Prescott Avenue, P.O. Box 2087
Elmira Heights, NY 14903
Phone: (607) 733 - 4624, Fax: (607) 733 - 2340