Adjustable
Rate Mortgage | First Mortgages | Home
Equity Lines of Credit
Home Equity:
Single Disbursement
REAL ESTATE LOANS
CCSD offers a wide variety of mortgage loans to meet whatever your
needs may be. Our offerings include, first mortgages, home
equity lines of credit, second mortgages.
Each of our real estate loans feature payment frequencies ranging
from weekly to monthly.
Repayment options include:
- Payroll deduction
- Automatic debit from savings or checking
- Payments through PAT, our audio response service
- Cash or check
5/1 Adjustable Rate Mortgage
(ARM)
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Calculator
- Maximum amount $175,000
- 15, 20, and 25-year terms
- Purchase, 20% down payment
required
- Refinance, up to 80%
of the appraised value
- Fixed interest rate for
5 years
- Interest & payments
adjust annually, 2% annual cap, 6% lifetime cap
FIRST MORTGAGES:
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Calculator
- Purchase or refinance
- Fixed or variable rates
- Terms up to 25 years
- 1 to 4 family owner occupied primary residences only
- Property must be in Broome, Chemung, Schuyler, Steuben, Tioga or
Tompkins Counties in New York or Bradford or Tioga Counties in
Pennsylvania
- No points, low closing cost
- No prepayment penalty
- Maximum amount $175,000
- Will lend up to 80% of appraised value
- Member pay credit life insurance available
- Additional financing terms available. Please contact our mortgage
department at (607) 733-4624
HOME EQUITY LINES OF CREDIT:
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Calculator
- 15 year term, 8 year draw
- Variable rate only; rate change quarterly; annual payment adjustment
- Property must be in Broome, Chemung, Schuyler, Steuben, Tioga or
Tompkins Counties in New York or Bradford or Tioga Counties in
Pennsylvania
- 1 to 4 family owner occupied primary residences only
- No points, low closing cost
- No prepayment penalty
- Maximum amount $85,000
- Will lend up to 75% of appraised value, less existing mortgage
HOME EQUITY: SINGLE DISBURSEMENT
Check Rates and Terms |
Email us | Mortgage
Calculator
- Fixed and variable rates available
- Property must be in Broome, Chemung, Schuyler, Steuben, Tioga or Tompkins
Counties in New York or Bradford or Tioga Counties in Pennsylvania
- 1 to 4 family owner occupied primary residences only
- No points, low closing cost
- No prepayment penalty
- Maximum amount $85,000
- Will lend up to 80% of appraised value, less existing mortgage
Last Updated: August 8, 2007
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CCSD FCU is federally insured to
$100,000 by
NCUA, an Agency of the U.S. Government.
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We do business in accordance
with the Federal Fair Housing Law and the Equal
Credit Opportunity Act.
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Copyright©, CCSD FCU, 2003
Duplication of information found within this site, is prohibited without express
written permission from CCSD FCU. Any modification or redistribution of the material within
is a violation of applicable copyright laws. Information is subject to change
without notice. Additional restrictions may apply.
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CCSD Federal Credit Union
218 Prescott Avenue,
P.O. Box 2087
Elmira Heights, NY 14903
Phone: (607) 733 - 4624,
Fax: (607) 733 - 2340 |